Sunday, January 15, 2017

I Made an Online Calculator That Uses 80+ years of actual S&P & Treasury Bond Data

http://ift.tt/2jNfiqf

Hey /stockmarket,

I thought you might be interested in this calculator I made. It incorporates S&P 500 and bond data from 1926 to 2009.

You can adjust your investment period, portfolio mix, withdrawal rate and living expenses to find out what your actual rate of portfolio success would have been (on average) and what your likely portfolio value would be at the end of the investment period.

The calculator is based on the Trinity Study which was the study behind the infamous 4% rule. My calculator shows that simply taking a 4% withdrawal rate is probably overly conservative (depending on the circumstances, you can achieve a 100% or thereabouts success rate with a rate as high as 6%).

Let me know what you think. Also, if you have an idea for any kind of financial calculator, let me know and I'll do my best to try and build it!



Submitted January 15, 2017 at 02:14PM by Dont_Prompt_Me_Bro http://ift.tt/2jlJuvS

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