Sunday, July 8, 2018

Stock market beginner living abroad - general advice and brokerage accounts

Hello everyone!

I am a German/American dual citizen, aged 20 and still a student. I've been living in Germany now for the past 8 years.

I've come into a bit of money through my grandparents and want to start investing long-term.

However - evidently German Banks only open brokerage accounts for clients with "US-relations" in very special cases (due to a huge paperwork workload for the IRS, as I understand).

The only alternative for me is to start a brokerage account back in the states, as relinquishing my citizenship is not an option for me.

The truth is: I am completely overwhelmed by many things. I'm a musician with next to no stockmarket-related knowledge. Can anyone/other expats confronted with the same problems give me some general advice / a suggestion in what US-bank to open my brokerage account? I am looking at Interactive Brokers and or Schwab, but would appreciate input from more seasoned veterans. The money amount in question is less than 20k - or there any implications here?

I'm not looking to do a lot of buying and selling - mostly a safe option to keep my money. I will be staying in Germany long-term (due to family).

Really really grateful for any advice!



Submitted July 08, 2018 at 11:02AM by ExpatInvestor29 https://ift.tt/2u6ANd2

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